Banking Cybersecurity Solutions

Banking Cybersecurity & Penetration Testing

Banks and financial institutions operate mission‑critical platforms—core banking systems, digital channels, payments, cards, and open banking APIs—serving millions of customers across retail, corporate, and private banking. They process sensitive personal and financial data, manage high‑value transactions, and depend on complex, highly integrated technology estates spanning on‑prem, cloud, and third‑party services. Any breach, outage, or fraud incident can impact customer trust, trigger regulatory scrutiny, and carry material financial consequences.

7Camber delivers customised penetration testing and continuous vulnerability management for banking organisations in more than 20 countries. Our highly certified team brings 10+ years of hands‑on experience across Regulatory pentests (PCI‑DSS, ISO, DORA, TIBER TLPT) and Elective pentests (API, Internal and External network, Wi‑Fi, web app, mobile app), backed by clear reporting, remediation guidance, and board‑safe assurance.

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What the Banking Industry Deals With

Digital channels: Retail/SME online banking, mobile banking apps, corporate portals, and card management.
Payments & cards: Card issuance/acquiring, instant payments, SEPA/ACH, SWIFT, and settlement systems.
Open banking & integrations: PSD2/OB APIs, third‑party providers (TPPs), fintech partnerships, and secure consent flows.
Core banking & data: Customer records, account ledgers, transaction history, risk models, and regulatory reporting.
Complex operations: Hybrid cloud, data centres, branches, call centres, and vendor ecosystems subject to stringent regulatory oversight.

Key Online & Cyber Risks (Banking)

Account Takeovers (ATO) – Credential stuffing, session hijacking, weak MFA, and social engineering compromise customer accounts and expose funds/PII.
Payment Fraud & Business Logic Abuse – Exploitable flows, insufficient validation, and inadequate anti‑automation enable unauthorised transfers and card‑not‑present fraud.
API Exploitation (Open Banking/PSD2) – Over‑permissive endpoints, IDOR, token mishandling, and consent weaknesses allow data scraping and fraudulent initiation.
Data Breaches & Privacy Failures – Misconfigurations, insecure storage, and poor key/secret management expose PII, PCI data, and customer analytics.
Cloud & CI/CD Misconfigurations – Overexposed buckets, permissive IAM roles, and pipeline weaknesses enable lateral movement and supply‑chain compromise.
DDoS & Availability Attacks – Volumetric and application‑layer attacks disrupt online banking, payments, and corporate portals at peak times.
Mobile App Tampering – Reverse engineering, insecure local storage, and weak certificate pinning compromise tokens, business logic, and user trust.
Third‑Party/Supplier Risk – Vulnerable SDKs, external processors, and service providers introduce upstream weaknesses and compliance exposure.

Relevant 7Camber Services for Banking

Regulatory Penetration Testing (Compliance)

PCI‑DSS Penetration Testing
For card issuance/acquiring and payment processing environments, our PCI‑DSS pentests assess applications, APIs, and networks to validate controls, reduce scope, and support audit readiness.
ISO 27001 Penetration Testing
Validate the effectiveness of your ISMS and technical controls, identify real‑world gaps, and evidence continuous improvement for surveillance audits and certification.
DORA Readiness Testing
For EU financial entities, we test operational resilience, incident response preparedness, third‑party risks, and control maturity aligned to DORA’s objectives.
TIBER TLPT (Threat‑Led Testing)
Where TLPT applies, we simulate realistic adversaries to probe detection and response capabilities, strengthen resilience, and align with regulator expectations.

Outcome: Clear findings mapped to regulatory frameworks, prioritised remediation plans, and audit‑friendly artefacts—helping you satisfy standards, laws, and regulations while improving day‑to‑day security.

Elective Penetration Testing (Security Posture)

Web Application Pentesting
Secure online banking portals, corporate platforms, card management, and customer service modules against OWASP Top 10, session weaknesses, and business logic flaws.
API Pentesting
Harden authentication/authorisation, validate consent flows, rate‑limiting, input handling, and protect against IDOR, injection, mass assignment, and enumeration—especially for open banking.
Mobile Application Pentesting
Assess iOS/Android banking apps for secure storage, token protection, certificate pinning, transport security, and tamper resistance.
Internal & External Network Pentesting
Identify misconfigurations, legacy services, privilege escalation paths, and lateral movement across corporate and production environments.
Wi‑Fi Pentesting
Validate wireless segmentation, encryption, captive portals, and rogue AP detection across branches, offices, and event spaces.

Outcome: Actionable insights to reduce exploit paths across payments, onboarding, APIs, and mobile—protecting customer data, revenue, and brand reputation.

Scanning

Vulnerability Assessments (snapshot)
Rapid visibility of exposed services and known CVEs via automated tooling—ideal as a baseline or pre‑release hygiene check.
Vulnerability Monitoring (monthly/quarterly)
Scheduled assessments with trend reporting, fix validation, and remediation follow‑up—staying ahead of new releases, infrastructure changes, and emerging threats.

Outcome: Measurable risk reduction, improved patch cadence, and fewer surprises during regulatory reviews or peak transaction periods.

Why Cybersecurity Matters for Banking

Protect customer trust: Secure authentication, privacy, and reliable services drive adoption and retention.
Safeguard revenue: Reduce payment fraud, ATO, and exploitation of critical business flows.
Ensure availability & resilience: Maintain uptime across online banking and payment gateways during high‑volume events.
Meet compliance obligations: PCI‑DSS, ISO 27001, DORA, and (where relevant) TIBER TLPT provide confidence to regulators, partners, and auditors.
Enable secure scale: Security‑by‑design accelerates product delivery and partner integrations without accumulating material risk.

Our Testing Approach (How We Work)

Scoping & Objectives
Define data sensitivity, flows (payments, onboarding, consent), compliance needs, and test constraints (production‑safe vs staging).
Threat Modelling
Identify adversaries, high‑value assets (PII, PCI, tokens, secrets), attack surfaces (web, mobile, APIs, cloud, CI/CD).
Execution
Combine manual expertise with tooling for authenticated/unauthenticated testing, exploit validation, and evidence collection.
Clear Reporting
Prioritised findings, risk ratings, proof‑of‑concepts, affected components, and business impact—mapped to OWASP, PCI‑DSS, ISO controls.
Remediation Support
Practical fixes, configuration hardening, secure design patterns, and developer enablement.
Re‑Testing & Assurance
Validate mitigations, provide executive summaries, and recommend monitoring/alerting improvements.

Benefits You Can Expect

Board‑safe visibility with risk‑based findings and clear business impact.
Developer‑friendly guidance with reproducible steps and recommended controls.
Reduced exploitability across online banking, payments, APIs, and mobile.
Improved compliance posture and audit readiness.
Operational resilience during product launches and seasonal peaks.

Who We Work With in Banking

Retail and SME banks
Corporate and transaction banking
Card issuers, acquirers, and processors
Payment gateways and PSPs
Open banking platforms and TPPs
Digital and challenger banks

Example Use Cases

PCI‑DSS pentest for a redesigned card issuance and acquiring flow.
Open banking API pentest to validate consent, authorisation, and prevent IDOR/data harvesting.
Mobile banking app pentest to harden token storage, enforce certificate pinning, and resist tampering.
Network pentest prior to cloud migration or a major core banking upgrade.
DORA‑aligned resilience testing and tabletop exercises for incident response readiness.

FAQs (Banking Security)

Q1: We already do Elective pentests. Do we still need Regulatory pentests?
Yes. Regulatory pentests evidence compliance (PCI‑DSS, ISO 27001, DORA/TLPT where applicable) and are often mandatory. Elective pentests complement compliance by focusing on your unique attack surfaces and business logic.

Q2: Can testing affect live banking services?
We plan test windows and guardrails to avoid disruption. Where possible, we target staging and perform production‑safe assessments with agreed limits and monitoring.

Q3: How often should banks test?
Typical cadence: major releases, infrastructure changes, partner integrations, and at least annually for comprehensive pentests; monthly or quarterly for vulnerability monitoring.

Q4: What deliverables will we receive?
Detailed reports with prioritised findings, risk ratings, reproducible steps, recommended fixes, and executive summaries—plus re‑testing to validate remediation.

Q5: Do you assess cloud and CI/CD security?
Yes. We review IAM, networking, storage, secret management, pipeline hardening, and supply‑chain risks across SDKs and dependencies.

Banking